New NCUA fields now available in LuLu
(ACL, PLLL, Credit Loss Expense, Deposit Maturity, and more)

We’ve expanded the NCUA module with new fields to deepen loss provisioning, deposit mix, and segmentation analysis.

New fields:

• Allowance for Credit Losses (RB0002)
• Provision for Loan & Lease Losses (300 + IS0011)
• Credit Loss Expense (IS0017)
• Shares/Deposit Maturity Distribution
  • Share Drafts (902)
  • Regular Shares (657)
  • Money Market Shares (911)
  • Share Certificates (908C)
  • IRA/KEOGH Accounts (906C)
  • All Other Shares (630)
  • Total Shares (SH0013)
  • Non-Member Deposits (SH0880)
• CDFI Flag
• CU_Type

What this unlocks:

• Clearer view of reserve adequacy and loss trends (ACL vs. PLLL vs. Credit Loss Expense)
• Granular deposit composition for funding strategy and pricing
• Fast segmentation by CDFI status and credit union type for peer benchmarking

Try these prompts in the NCUA module:

Trend ACL vs Credit Loss Expense over the last 8 quarters for my peer group. Highlight divergence and percent changes.

Show my Shares/Deposit Maturity Distribution mix and identify shifts quarter-over-quarter. Highlight any trends.

Compare delinquency and charge-off rates between CDFI credit unions and non-CDFI for the last 4 quarters.

These fields are in the NCUA data module and can be analyzed via chats or reports.